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Debtor Duties
What you need to do to make it work
- Appear punctually at the meeting of creditors ( also called the “ 341 meeting “ ).
- Make the required payments to Trustee and to such creditors as are being paid directly, or, if the required payments cannot be made, to notify the Attorney immediately
- Notify the Attorney immediately of any change in Debtor’s address or telephone number.
- Inform the Attorney immediately of any wage garnishment, liens or levies on assets that occur or continue after the filing of the case.
- Contact the Attorney ‘immediately’ if Debtor loses employment, is “laid off” from work or has any significant change in income; experiences any other significant change in financial situation, including serious illness, or personal injury. We can file a motion to extend payments or suspend payments to help you get through a bad situation.
- Notify the Attorney immediately if Debtor is sued or wishes to file a lawsuit, including divorce , matters regarding personal or property injury ( including any worker’s compensation matters ).
- Inform the Attorney immediately if any tax refunds to which Debtor is entitled are seized or not received when due from the IRS or Alabama Department of Revenue.
- Contact the Attorney before buying, refinancing, or contracting to sell real property, and before entering into any loan agreement. You may need to get Court approval
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